DenialFight is a U.S.-market tool, not a professional. You decide whether and how to use it, verify every output and remain responsible for all actions, omissions, submissions, deadlines and consequences.
1. Educational tool only
Content, examples, scores, checklists and drafts are general educational assistance. They are not a legal opinion, coverage determination, medical judgment, claim valuation or professional recommendation.
2. No attorney-client or representative relationship
No attorney-client, fiduciary, insurer-insured, adjuster-client, doctor-patient or agency relationship arises from use, payment, upload or communication. DenialFight cannot appear for you, negotiate, preserve privilege or accept service.
3. No outcome guarantee
Every claim depends on policy wording, endorsements, facts, evidence, deadlines, jurisdiction, plan status and decision maker. Past examples and illustrative reconstructions do not predict results. A strong-looking argument may still fail; a low score does not mean rights should be abandoned.
4. AI and extraction errors
Uploaded content is analyzed using OpenAI AI/API technologies and may in the future be routed to disclosed paid or enterprise providers such as Google Gemini. Automated systems may hallucinate, mistranslate, misclassify, omit, misread or expose information despite safeguards. A percentage or flag is not a statistically validated probability unless expressly documented. Verify every statement against the original and do not upload information you are unwilling to disclose to the listed processors.
5. Deadlines and delivery
DenialFight does not monitor deadlines or confirm that an insurer received a document. You must determine the correct deadline, address, method, required form, attachments and proof of delivery.
6. U.S. and foreign legal change
The Service focuses on United States insurance processes. Laws, regulations, insurer procedures and policy forms change. A U.S. resident may receive a denial from a European company and the tool may identify EU, UK or national rules, but that identification can be incomplete and is not local legal advice. Official sources, your own documents and qualified counsel in the governing jurisdiction control.
7. Medical matters
Do not delay or alter medical care because of Service content. Contact a treating professional and insurer for urgent authorization. DenialFight does not assess clinical appropriateness.
8. Financial and tax matters
Dollar examples are not valuations, financial advice or tax advice. Fees, benefits, deductibles, liens and tax consequences require independent review.
9. English-only content
DenialFight content is provided only in English. You are responsible for understanding all output and any document you submit. Obtain qualified independent language assistance if you cannot confidently understand important insurance, medical or legal text.
10. Third-party sources
External resources may become unavailable or inaccurate. A link is not endorsement. Confirm the domain and current official text.
11. Your assumption of risk
You voluntarily choose whether to use, edit, submit or disregard output. To the maximum extent permitted by law, you assume risks of error, omission, rejection, delay, disclosure and adverse outcome. Mandatory consumer rights remain unaffected.
12. Professional help
Consult a licensed attorney, public adjuster, benefits counselor, patient advocate, regulator, medical professional or other qualified adviser when the amount, deadline, health consequence or legal complexity is significant.
Questions or requests?
Use the dedicated address so your message reaches the correct review queue. Email is not an emergency service and does not extend an insurance or legal deadline.
legal@denialfight.com